<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-8112761667676736083</id><updated>2012-02-16T01:55:01.624-05:00</updated><category term='Recession'/><category term='Health Care'/><category term='Depression'/><category term='free markets.'/><category term='free markets'/><category term='oligopoly'/><category term='Adam Smith'/><category term='detroit'/><category term='schools'/><category term='free to choose'/><category term='Housing'/><category term='economy'/><category term='executive compensation'/><category term='Banking'/><category term='Foreclosures'/><title type='text'>Issues &amp; Answers</title><subtitle type='html'>Real Estate, Politics and Whatever</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>8</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-4894389261451447313</id><published>2011-04-28T08:08:00.017-04:00</published><updated>2011-05-03T15:22:36.605-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='detroit'/><category scheme='http://www.blogger.com/atom/ns#' term='schools'/><title type='text'>Fix Detroit Public Schools!</title><summary type='text'>The system must find ways for the parents to do their job. Many parents do not know how to help and/or do not have time because of working two or three jobs.

One thing to do, probably funded by a private grant, is to develop an online program that would help students with homework. The Twin Cities was able to get $13-million from corporations, so why can't we. (This program would be similar to </summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/4894389261451447313/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2010/08/system-must-find-ways-for-parents-to-do.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4894389261451447313'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4894389261451447313'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2010/08/system-must-find-ways-for-parents-to-do.html' title='Fix Detroit Public Schools!'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/_9r8m8QBXhEo/TGU1tsrnptI/AAAAAAAAAJA/tsHuCv-hMD8/s72-c/online+learning.JPG' height='72' width='72'/><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-5203509760309362832</id><published>2011-04-27T21:29:00.000-04:00</published><updated>2011-05-01T09:38:51.168-04:00</updated><title type='text'>I Believe I Can Fly!</title><summary type='text'>

</summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/5203509760309362832/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/11/r.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/5203509760309362832'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/5203509760309362832'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/11/r.html' title='I Believe I Can Fly!'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-4739445759122088591</id><published>2011-03-25T18:41:00.000-04:00</published><updated>2011-05-01T09:41:03.367-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='executive compensation'/><category scheme='http://www.blogger.com/atom/ns#' term='oligopoly'/><category scheme='http://www.blogger.com/atom/ns#' term='Adam Smith'/><category scheme='http://www.blogger.com/atom/ns#' term='Health Care'/><category scheme='http://www.blogger.com/atom/ns#' term='free markets.'/><title type='text'>Free Our Free Markets</title><summary type='text'> What does the American auto industry, the health care industry, wall street firms and the banking industry all have in common; other than they were all on the brink of failure?

These are industries where the production side of the industry is no longer a free market with many producers competing head-to head to earn the business of consumers, or customers, of the industry. Instead each of these</summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/4739445759122088591/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/10/free-our-free-markets.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4739445759122088591'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4739445759122088591'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/10/free-our-free-markets.html' title='Free Our Free Markets'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-4826231036104514004</id><published>2010-10-01T09:35:00.001-04:00</published><updated>2011-04-30T10:07:11.006-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='free markets'/><category scheme='http://www.blogger.com/atom/ns#' term='economy'/><title type='text'>What We Must Do To Remain Strong!</title><summary type='text'>We the people need to keep score and report our findings. If any politician is governing strictly in a manner to be re-elected, instead of doing what is right for the country, throw him from office the first chance we get – republican or democrat. Below is a road map for getting us back on the right path.
The president must clearly state how we got into this mess. Keep it simple, honest and do it</summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/4826231036104514004/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2010/02/what-we-must-do-to-remain-strong.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4826231036104514004'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/4826231036104514004'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2010/02/what-we-must-do-to-remain-strong.html' title='What We Must Do To Remain Strong!'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-430310413297104410</id><published>2009-12-02T11:11:00.007-05:00</published><updated>2011-04-30T10:09:39.419-04:00</updated><title type='text'>FDIC Recommends Banks Work With Commercial Real Estate Borrowers!</title><summary type='text'>This article appeared in Retail Traffic magazine
FDIC’s Recommendations for Commercial Real Estate Loans Begin to Ease Borrowers’ WoesDec 1, 2009 11:21 AM
The Federal Deposit Insurance Corporation’s (FDIC) policy recommendations for banks dealing with troubled commercial real estate loans appear to be easing the burden on borrowers facing falling property values.
In October, the FDIC, along with </summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/430310413297104410/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/12/tsis-article-appeared-in-retail-traffic.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/430310413297104410'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/430310413297104410'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/12/tsis-article-appeared-in-retail-traffic.html' title='FDIC Recommends Banks Work With Commercial Real Estate Borrowers!'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-2443294896632633470</id><published>2009-10-02T06:55:00.003-04:00</published><updated>2009-10-02T07:01:22.895-04:00</updated><title type='text'>Housing Price - Are We Being Fooled?</title><summary type='text'> Here is another interesting video on where housing prices are headed. Keep dreaming, says David Levy, of the Jerome Levy Forecasting Center.  House prices have plenty further to fall.This is one man's opinion, however it is a man worth listening too.</summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/2443294896632633470/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/10/housing-price-are-we-being-fooled.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/2443294896632633470'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/2443294896632633470'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/10/housing-price-are-we-being-fooled.html' title='Housing Price - Are We Being Fooled?'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/_9r8m8QBXhEo/SsXceDtm8AI/AAAAAAAAAA8/rIlSEZSjR4o/s72-c/Levy+on+housing.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-8135407854322473961</id><published>2009-09-13T00:01:00.014-04:00</published><updated>2011-05-03T16:32:47.872-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='free to choose'/><category scheme='http://www.blogger.com/atom/ns#' term='free markets'/><category scheme='http://www.blogger.com/atom/ns#' term='Adam Smith'/><category scheme='http://www.blogger.com/atom/ns#' term='Health Care'/><title type='text'>Fix Health Care &amp; Fix Campaign Contributions</title><summary type='text'>
Why are “we conservatives” not arguing that more free-market competition in the health insurance industry is what is needed? Lobbyist and special interest groups have bought off our representatives in Washington. There is no other logical answer.A major argument of liberals for advocating a public sector health insurance plan is to increase competition and thus drive down cost by forcing the </summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/8135407854322473961/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/09/fix-health-care-fix-campaign.html#comment-form' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/8135407854322473961'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/8135407854322473961'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/09/fix-health-care-fix-campaign.html' title='Fix Health Care &amp; Fix Campaign Contributions'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-8112761667676736083.post-7622924043031195208</id><published>2009-08-23T13:04:00.012-04:00</published><updated>2011-05-03T16:42:10.613-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Depression'/><category scheme='http://www.blogger.com/atom/ns#' term='Housing'/><category scheme='http://www.blogger.com/atom/ns#' term='Foreclosures'/><category scheme='http://www.blogger.com/atom/ns#' term='Recession'/><category scheme='http://www.blogger.com/atom/ns#' term='Banking'/><title type='text'>Where Have All The Consumers Gone?</title><summary type='text'>Where Have All The Consumers Gone, Long Time Passing.

 It is common knowledge that 66% of our economy, as measured by the Gross National Product (GNP), is driven by consumer spending. What do you think consumers will do, and should do in the future? Consumers will not be consuming the way they were prior to the collapse of the economy and below are just two reasons why this recession is not </summary><link rel='replies' type='application/atom+xml' href='http://banicki.blogspot.com/feeds/7622924043031195208/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://banicki.blogspot.com/2009/08/it-will-be-slow-recovery.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/7622924043031195208'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8112761667676736083/posts/default/7622924043031195208'/><link rel='alternate' type='text/html' href='http://banicki.blogspot.com/2009/08/it-will-be-slow-recovery.html' title='Where Have All The Consumers Gone?'/><author><name>Banicki</name><uri>http://www.blogger.com/profile/01667386374667618424</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://1.bp.blogspot.com/-EjJe1UrVAPI/Taijl9wDTxI/AAAAAAAAAKM/-y82QIB9J_I/s220/steve%2Bwinter%2B2011%2Bsmall.jpg'/></author><thr:total>0</thr:total></entry></feed>
